The bank discount rate is a calculation of the interest investors earn on short-term instruments such as Treasury bills.

When you apply for a mortgage, your lender will probably quote you an interest rate -- say, 4.5%. The problem with the interest rate is that is doesn't usually reflect the true cost of borrowing money ...

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...

The discount rate is used to calculate how much the expected future income from an investment over a given period of time is worth right now (the net present value), which can help you decide what you ...

The cost of capital and the discount rate are two related terms that are sometimes confused with each other. But they have important distinctions that make them both useful in deciding whether a new ...